Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,004$460,800
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,490$0
Note rate6.670%7.400%
Blended rate6.670%7.640%
1st payment$3,241.71$3,190.49
2nd payment$0.00$0.00
Taxes / mo$578.93$578.93
Insurance / mo$166.67$166.67
MI / mo$0.00$92.16
HOA / mo$334.00$334.00
Total monthly$4,321.31$4,362.24
Cash to close$13,996$51,200