Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,645$198,645$665,910
Remaining term (yrs)21.421.430.0
Secondary amount$0$467,265$0
Funding fee$993$993$0
Note rate4.320%4.320%7.400%
Blended rate4.320%6.727%7.640%
1st payment$1,180.59$1,180.59$4,610.63
2nd payment$0.00$3,017.75$0.00
Taxes / mo$52.58$52.58$52.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$133.18
HOA / mo$82.67$82.67$82.67
Total monthly$1,532.51$4,550.26$5,095.73
Cash to close$541,255$73,990$73,990