Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$142,110
Remaining term (yrs)16.616.630.0
Secondary amount$0$142,110$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.000%8.000%7.560%
1st payment$0.00$0.00$976.20
2nd payment$0.00$947.40$0.00
Taxes / mo$287.67$287.67$287.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$28.42
HOA / mo$0.00$0.00$0.00
Total monthly$437.67$1,385.07$1,442.29
Cash to close$157,900$15,790$15,790