Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$468,874$359,991
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.870%7.400%
Blended rate7.420%7.640%
1st payment$3,159.03$2,492.50
2nd payment$0.00$0.00
Taxes / mo$709.69$709.69
Insurance / mo$150.00$150.00
MI / mo$220.51$72.00
HOA / mo$125.00$125.00
Total monthly$4,364.23$3,549.19
Cash to close$0$39,999