Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$90,000
Remaining term (yrs)14.214.230.0
Secondary amount$0$90,000$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.000%9.000%7.560%
1st payment$0.00$0.00$618.24
2nd payment$0.00$675.00$0.00
Taxes / mo$179.71$179.71$179.71
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$18.00
HOA / mo$0.00$0.00$0.00
Total monthly$329.71$1,004.71$965.95
Cash to close$100,000$10,000$10,000