Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$259,062$256,137
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$1,295$0
Note rate6.810%7.400%
Blended rate6.810%7.640%
1st payment$1,711.78$1,773.44
2nd payment$0.00$0.00
Taxes / mo$177.24$177.24
Insurance / mo$150.00$150.00
MI / mo$0.00$51.23
HOA / mo$244.00$244.00
Total monthly$2,283.02$2,395.91
Cash to close$25,535$28,460