Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,817$182,817$359,910
Remaining term (yrs)19.719.730.0
Secondary amount$0$177,093$0
Funding fee$914$914$0
Note rate3.660%3.660%7.320%
Blended rate3.660%5.795%7.560%
1st payment$1,081.49$1,081.49$2,472.33
2nd payment$0.00$1,180.62$0.00
Taxes / mo$300.72$300.72$300.72
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$52.67$52.67$52.67
Total monthly$1,584.88$2,765.50$3,047.70
Cash to close$217,083$39,990$39,990