Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,596$269,596$629,100
Remaining term (yrs)23.323.330.0
Secondary amount$0$359,504$0
Funding fee$1,348$1,348$0
Note rate3.740%3.740%7.320%
Blended rate3.740%6.032%7.560%
1st payment$1,441.49$1,441.49$4,321.48
2nd payment$0.00$2,321.80$0.00
Taxes / mo$435.42$435.42$435.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.82
HOA / mo$341.00$341.00$341.00
Total monthly$2,384.57$4,706.37$5,390.38
Cash to close$429,404$69,900$69,900