Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$135,588$135,588$306,900
Remaining term (yrs)23.523.530.0
Secondary amount$0$171,312$0
Funding fee$678$678$0
Note rate3.650%3.650%7.320%
Blended rate3.650%6.078%7.560%
1st payment$713.64$713.64$2,108.19
2nd payment$0.00$1,142.08$0.00
Taxes / mo$245.42$245.42$245.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.38
HOA / mo$152.00$152.00$152.00
Total monthly$1,261.05$2,403.13$2,716.99
Cash to close$205,412$34,100$34,100