Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,646$387,646$479,700
Remaining term (yrs)29.029.030.0
Secondary amount$0$92,054$0
Funding fee$1,938$1,938$0
Note rate6.300%6.300%7.320%
Blended rate6.300%6.818%7.560%
1st payment$2,422.73$2,422.73$3,295.21
2nd payment$0.00$690.41$0.00
Taxes / mo$527.67$527.67$527.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.94
HOA / mo$0.00$0.00$0.00
Total monthly$3,117.07$3,807.47$4,085.48
Cash to close$145,354$53,300$53,300