Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,134$270,000
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.230%7.320%
Blended rate6.080%7.560%
1st payment$1,717.30$1,854.71
2nd payment$0.00$0.00
Taxes / mo$363.48$363.48
Insurance / mo$150.00$150.00
MI / mo$220.78$54.00
HOA / mo$97.00$97.00
Total monthly$2,548.56$2,519.20
Cash to close$7,866$30,000