Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,398$324,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,767$0
Note rate6.340%7.400%
Blended rate6.340%7.640%
1st payment$2,217.84$2,243.31
2nd payment$0.00$0.00
Taxes / mo$267.62$267.62
Insurance / mo$150.00$150.00
MI / mo$0.00$64.80
HOA / mo$344.00$344.00
Total monthly$2,979.45$3,069.73
Cash to close$6,602$36,000