Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$212,204$212,204$323,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$111,706$0
Funding fee$1,061$1,061$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.770%7.640%
1st payment$1,042.20$1,042.20$2,242.69
2nd payment$0.00$744.70$0.00
Taxes / mo$299.92$299.92$299.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$294.00$294.00$294.00
Total monthly$1,786.12$2,530.82$3,051.39
Cash to close$147,696$35,990$35,990