Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$308,637$305,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,543$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$1,917.13$2,118.06
2nd payment$0.00$0.00
Taxes / mo$46.50$46.50
Insurance / mo$150.00$150.00
MI / mo$0.00$61.18
HOA / mo$0.00$0.00
Total monthly$2,113.63$2,375.74
Cash to close$31,263$33,990