Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$91,181$91,181$449,100
Remaining term (yrs)15.115.130.0
Secondary amount$0$357,919$0
Funding fee$0$0$0
Note rate4.070%4.070%7.400%
Blended rate4.920%7.175%7.640%
1st payment$669.60$669.60$3,109.48
2nd payment$0.00$2,311.56$0.00
Taxes / mo$131.48$131.48$131.48
Insurance / mo$166.67$166.67$166.67
MI / mo$98.51$98.51$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,066.26$3,377.82$3,497.45
Cash to close$407,819$49,900$49,900