Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$711,392$711,392$846,000
Remaining term (yrs)27.627.630.0
Secondary amount$0$134,608$0
Funding fee$3,557$3,557$0
Note rate6.780%6.780%7.400%
Blended rate6.780%6.974%7.640%
1st payment$4,746.41$4,746.41$5,857.53
2nd payment$0.00$897.39$0.00
Taxes / mo$305.42$305.42$305.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$169.20
HOA / mo$0.00$0.00$0.00
Total monthly$5,268.50$6,165.89$6,548.82
Cash to close$228,608$94,000$94,000