Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$138,866$138,866$787,500
Remaining term (yrs)8.78.730.0
Secondary amount$0$648,634$0
Funding fee$694$694$0
Note rate2.800%2.800%7.400%
Blended rate2.800%6.877%7.640%
1st payment$1,480.26$1,480.26$5,452.49
2nd payment$0.00$4,189.09$0.00
Taxes / mo$233.66$233.66$233.66
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,930.59$6,119.68$6,060.32
Cash to close$736,134$87,500$87,500