Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$618,177$576,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$3,091$0
Note rate5.840%7.320%
Blended rate5.840%7.560%
1st payment$3,830.47$3,956.72
2nd payment$0.00$0.00
Taxes / mo$216.14$216.14
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$0.00$0.00
Total monthly$4,213.28$4,454.73
Cash to close$21,823$64,000