Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,156$155,156$1,755,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$1,599,844$0
Funding fee$776$776$0
Note rate3.060%3.060%7.400%
Blended rate3.060%7.335%7.640%
1st payment$745.61$745.61$12,151.27
2nd payment$0.00$10,332.32$0.00
Taxes / mo$214.00$214.00$214.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$351.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,176.27$11,508.59$12,932.93
Cash to close$1,794,844$195,000$195,000