Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$618,757$618,757$697,500
Remaining term (yrs)26.826.830.0
Secondary amount$0$78,743$0
Funding fee$3,094$3,094$0
Note rate7.090%7.090%7.400%
Blended rate7.090%7.306%7.640%
1st payment$4,296.69$4,296.69$4,829.35
2nd payment$0.00$590.57$0.00
Taxes / mo$60.83$60.83$60.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$4.17$4.17$4.17
Total monthly$4,578.36$5,168.93$5,250.52
Cash to close$156,243$77,500$77,500