Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$556,900$556,900$553,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$27,350$0
Funding fee$2,784$2,784$0
Note rate6.190%6.190%7.400%
Blended rate6.190%6.456%7.640%
1st payment$3,444.55$3,444.55$3,832.32
2nd payment$0.00$270.65$0.00
Taxes / mo$189.83$189.83$189.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,801.05$4,071.70$4,299.52
Cash to close$58,100$30,750$61,500