Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,180$266,180$499,500
Remaining term (yrs)26.326.330.0
Secondary amount$0$233,320$0
Funding fee$1,331$1,331$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.961%7.640%
1st payment$1,720.56$1,720.56$3,458.44
2nd payment$0.00$1,506.86$0.00
Taxes / mo$312.34$312.34$312.34
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,199.56$3,706.42$4,037.34
Cash to close$288,820$55,500$55,500