Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$207,822$207,822$585,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$377,178$0
Funding fee$1,039$1,039$0
Note rate2.670%2.670%7.320%
Blended rate2.670%5.945%7.560%
1st payment$966.20$966.20$4,018.54
2nd payment$0.00$2,435.94$0.00
Taxes / mo$245.76$245.76$245.76
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$15.83$15.83$15.83
Total monthly$1,394.45$3,830.39$4,563.80
Cash to close$442,178$65,000$65,000