Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,480$314,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,592$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$2,135.37$2,180.37
2nd payment$0.00$0.00
Taxes / mo$192.15$192.15
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$0.00$0.00
Total monthly$2,477.52$2,585.51
Cash to close$31,420$34,990