Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$366,417$359,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.220%7.320%
Blended rate6.070%7.560%
1st payment$2,145.30$2,466.77
2nd payment$0.00$0.00
Taxes / mo$133.46$133.46
Insurance / mo$150.00$150.00
MI / mo$276.11$71.82
HOA / mo$45.00$45.00
Total monthly$2,749.88$2,867.05
Cash to close$32,583$39,900