Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$310,675$310,675$359,999
Remaining term (yrs)28.528.530.0
Secondary amount$0$49,324$0
Funding fee$1,553$1,553$0
Note rate6.670%6.670%7.400%
Blended rate6.670%6.989%7.640%
1st payment$2,028.13$2,028.13$2,492.56
2nd payment$0.00$369.93$0.00
Taxes / mo$110.08$110.08$110.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,288.21$2,658.15$2,824.64
Cash to close$89,324$40,000$40,000