Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$218,626$215,550
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,093$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$1,447.30$1,480.68
2nd payment$0.00$0.00
Taxes / mo$169.00$169.00
Insurance / mo$150.00$150.00
MI / mo$0.00$43.11
HOA / mo$0.00$0.00
Total monthly$1,766.30$1,842.79
Cash to close$20,874$23,950