Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,664$149,664$269,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$119,436$0
Funding fee$0$0$0
Note rate2.900%2.900%7.320%
Blended rate3.750%5.636%7.560%
1st payment$698.80$698.80$1,848.53
2nd payment$0.00$796.24$0.00
Taxes / mo$177.33$177.33$177.33
Insurance / mo$150.00$150.00$150.00
MI / mo$118.92$118.92$53.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,145.05$1,941.29$2,229.68
Cash to close$149,336$29,900$29,900