Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,159$408,600
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,171$0
Note rate6.220%7.400%
Blended rate6.220%7.640%
1st payment$2,688.30$2,829.06
2nd payment$0.00$0.00
Taxes / mo$231.86$231.86
Insurance / mo$166.67$166.67
MI / mo$0.00$81.72
HOA / mo$4.17$4.17
Total monthly$3,090.99$3,313.48
Cash to close$19,841$45,400