Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$565,017$539,100
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.600%7.400%
Blended rate7.150%7.640%
1st payment$3,765.79$3,732.62
2nd payment$0.00$0.00
Taxes / mo$184.23$184.23
Insurance / mo$166.67$166.67
MI / mo$270.25$107.82
HOA / mo$338.00$338.00
Total monthly$4,724.94$4,529.33
Cash to close$33,983$59,900