Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,459$443,459$526,500
Remaining term (yrs)28.928.930.0
Secondary amount$0$83,041$0
Funding fee$2,217$2,217$0
Note rate6.300%6.300%7.400%
Blended rate6.300%6.726%7.640%
1st payment$2,777.13$2,777.13$3,645.38
2nd payment$0.00$622.81$0.00
Taxes / mo$75.96$75.96$75.96
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$90.33$90.33$90.33
Total monthly$3,110.08$3,732.89$4,083.64
Cash to close$141,541$58,500$58,500