Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$72,546$88,650
Remaining term (yrs)15.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.600%7.400%
Blended rate4.450%7.640%
1st payment$495.70$613.79
2nd payment$0.00$0.00
Taxes / mo$38.26$38.26
Insurance / mo$150.00$150.00
MI / mo$77.23$17.73
HOA / mo$0.00$0.00
Total monthly$761.18$819.78
Cash to close$25,954$9,850