Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$466,505$449,991
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.460%7.320%
Blended rate7.010%7.560%
1st payment$3,009.53$3,091.13
2nd payment$0.00$0.00
Taxes / mo$120.52$120.52
Insurance / mo$166.67$166.67
MI / mo$219.14$90.00
HOA / mo$33.33$33.33
Total monthly$3,549.19$3,501.64
Cash to close$33,485$49,999