Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$94,009$94,009$719,910
Remaining term (yrs)19.419.430.0
Secondary amount$0$625,901$0
Funding fee$470$470$0
Note rate3.870%3.870%7.400%
Blended rate3.870%7.243%7.640%
1st payment$572.84$572.84$4,984.51
2nd payment$0.00$4,042.28$0.00
Taxes / mo$80.19$80.19$80.19
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$0.00$0.00$0.00
Total monthly$869.70$4,911.98$5,425.35
Cash to close$705,891$79,990$79,990