Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$817,545$765,000
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$4,088$0
Note rate4.750%7.400%
Blended rate4.750%7.640%
1st payment$4,582.81$5,296.71
2nd payment$0.00$0.00
Taxes / mo$218.05$218.05
Insurance / mo$216.67$216.67
MI / mo$0.00$153.00
HOA / mo$181.67$181.67
Total monthly$5,199.20$6,066.09
Cash to close$32,455$85,000