Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$358,991$358,991$364,410
Remaining term (yrs)25.825.830.0
Secondary amount$0$25,664$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.737%7.640%
1st payment$2,172.70$2,172.70$2,523.10
2nd payment$0.00$253.96$0.00
Taxes / mo$89.20$89.20$89.20
Insurance / mo$150.00$150.00$150.00
MI / mo$270.45$270.45$72.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,682.35$2,936.32$2,835.18
Cash to close$45,909$20,245$40,490