Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,286$229,286$548,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$319,624$0
Funding fee$1,146$1,146$0
Note rate3.230%3.230%7.400%
Blended rate3.230%5.862%7.640%
1st payment$1,147.85$1,147.85$3,800.54
2nd payment$0.00$2,064.24$0.00
Taxes / mo$414.68$414.68$414.68
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,729.20$3,793.43$4,491.67
Cash to close$380,614$60,990$60,990