Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,647$321,647$464,400
Remaining term (yrs)24.424.430.0
Secondary amount$0$142,753$0
Funding fee$1,608$1,608$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.405%7.640%
1st payment$1,511.17$1,511.17$3,215.41
2nd payment$0.00$951.69$0.00
Taxes / mo$517.50$517.50$517.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.88
HOA / mo$0.00$0.00$0.00
Total monthly$2,195.34$3,147.02$3,992.46
Cash to close$194,353$51,600$51,600