Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$455,454$440,910
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$2,277$0
Note rate6.600%7.400%
Blended rate6.600%7.640%
1st payment$3,001.63$3,052.77
2nd payment$0.00$0.00
Taxes / mo$408.25$408.25
Insurance / mo$166.67$166.67
MI / mo$0.00$88.18
HOA / mo$108.33$108.33
Total monthly$3,684.88$3,824.20
Cash to close$34,446$48,990