Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,539$315,000
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,893$0
Note rate3.760%7.400%
Blended rate3.760%7.640%
1st payment$1,921.50$2,181.00
2nd payment$0.00$0.00
Taxes / mo$127.20$127.20
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$0.00$0.00
Total monthly$2,198.70$2,521.20
Cash to close$0$35,000