Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,780$314,910
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,629$0
Note rate6.190%7.400%
Blended rate6.190%7.640%
1st payment$2,010.92$2,180.37
2nd payment$0.00$0.00
Taxes / mo$138.92$138.92
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$0.00$0.00
Total monthly$2,299.85$2,532.28
Cash to close$24,120$34,990