Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$547,691$539,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$2,738$0
Note rate4.170%7.400%
Blended rate4.170%7.640%
1st payment$2,899.24$3,738.23
2nd payment$0.00$0.00
Taxes / mo$145.23$145.23
Insurance / mo$166.67$166.67
MI / mo$0.00$107.98
HOA / mo$22.92$22.92
Total monthly$3,234.06$4,181.03
Cash to close$52,209$59,990