Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,790$341,910
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$1,684$0
Note rate3.220%7.400%
Blended rate3.220%7.640%
1st payment$1,618.45$2,367.32
2nd payment$0.00$0.00
Taxes / mo$163.39$163.39
Insurance / mo$150.00$150.00
MI / mo$0.00$68.38
HOA / mo$37.50$37.50
Total monthly$1,969.34$2,786.59
Cash to close$43,110$37,990