Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$415,072$395,010
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.840%7.400%
Blended rate7.390%7.640%
1st payment$2,750.84$2,734.97
2nd payment$0.00$0.00
Taxes / mo$42.23$42.23
Insurance / mo$150.00$150.00
MI / mo$192.61$79.00
HOA / mo$45.83$45.83
Total monthly$3,181.50$3,052.03
Cash to close$23,828$43,890