Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,505$265,500
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,338$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$1,738.19$1,823.80
2nd payment$0.00$0.00
Taxes / mo$200.89$200.89
Insurance / mo$150.00$150.00
MI / mo$0.00$53.10
HOA / mo$12.50$12.50
Total monthly$2,101.57$2,240.29
Cash to close$27,495$29,500