Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,066$287,999
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$1,410$0
Note rate5.520%7.400%
Blended rate5.520%7.640%
1st payment$1,707.13$1,994.05
2nd payment$0.00$0.00
Taxes / mo$78.49$78.49
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$0.00$0.00
Total monthly$1,935.62$2,280.13
Cash to close$37,933$32,000