Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$472,824$472,824$571,410
Remaining term (yrs)25.225.230.0
Secondary amount$0$98,586$0
Funding fee$2,364$2,364$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.093%7.640%
1st payment$2,239.67$2,239.67$3,956.33
2nd payment$0.00$739.40$0.00
Taxes / mo$328.04$328.04$328.04
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$114.28
HOA / mo$27.17$27.17$27.17
Total monthly$2,761.55$3,500.94$4,592.48
Cash to close$162,076$63,490$63,490