Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$127,691$127,691$260,910
Remaining term (yrs)24.924.930.0
Secondary amount$0$133,219$0
Funding fee$638$638$0
Note rate2.880%2.880%7.320%
Blended rate2.880%5.494%7.560%
1st payment$597.59$597.59$1,792.27
2nd payment$0.00$888.13$0.00
Taxes / mo$191.58$191.58$191.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$52.18
HOA / mo$0.00$0.00$0.00
Total monthly$939.17$1,827.30$2,186.04
Cash to close$162,209$28,990$28,990