Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$371,821$368,991
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.060%7.400%
Blended rate3.910%7.640%
1st payment$1,786.79$2,554.82
2nd payment$0.00$0.00
Taxes / mo$100.67$100.67
Insurance / mo$150.00$150.00
MI / mo$297.91$73.80
HOA / mo$18.75$18.75
Total monthly$2,354.11$2,898.03
Cash to close$38,169$40,999