Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$356,326$341,999
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,782$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,396.21$2,367.93
2nd payment$0.00$0.00
Taxes / mo$82.23$82.23
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$12.50$12.50
Total monthly$2,640.94$2,681.06
Cash to close$23,673$38,000